5 Signs Your Roof Has Storm Damage (and What to Do Next)
Storm damage to your roof isn't always obvious. Hail damage, in particular, can weaken shingles without any visible signs from the ground. Here's what to look for and what to do.
1. Missing or displaced shingles
Wind speeds over 60mph can tear shingles off entirely. After a storm, walk around your home and look up. Missing shingles expose the underlayment to water damage.
2. Granules in gutters
Asphalt shingles are coated with granules that protect against UV damage. Hail knocks these granules off. Check your gutters and downspout discharge areas for accumulations of dark, sand-like material.
3. Dented gutters, downspouts, or vents
If your metal gutters or roof vents show dents from hail, your shingles likely took the same beating. Metal damage is a strong indicator of shingle damage.
4. Water stains on ceilings or walls
After a heavy rain, check your attic and ceilings for new water stains or moisture. This indicates an active leak that needs immediate attention.
5. Damaged or missing flashing
Flashing around chimneys, vents, and valleys is particularly vulnerable to wind damage. Lifted or missing flashing is an open invitation for water intrusion.
What to do next
- Document damage with photos from the ground (do not climb on the roof)
- Call a licensed roofing contractor for a free inspection
- Contact your insurance company to file a claim within 30 days
- Get a written estimate before any work begins
- Ask the roofer to meet with the insurance adjuster
Most insurance claims for storm damage are processed within 2-4 weeks. A reputable roofing contractor will help you navigate the process and ensure full coverage of repairs.
